Hello!
It's Saturday. I'm trying to force myself to not work today. I am so enthusiastic about this project I have a hard time "stopping". Stopping is important for concepts to settle in and new insights to come forward.
Peter came back from a seminar about Syndication and he us up for an advance seminar next month that will dig more into that and put our plan before a billionaire CREI investor and his legal and financial advisory team.
I reviewed Peter's seminar book and notes. My first reaction (Lawrence's too), wow - our approach is way better than that!!
It is what it is.
My voice is almost fully recovered so I will finish recording the audio clips and break our our Power Point Presentation into segments. I think we may do another webinar, but we can accomplish the same thing and make that information available 24x7.
I have to keep reminding myself and everyone that we are forming a team of about 20 people with 5 million capacity each, or 100,000,000 in team resource funds to prep for the deploying our acquisition strategy. It sounds like a lot but it really isn't. I could put a billion dollars to work just as easily and my expand the team by a fact of 10 next year to do just that.
There is a blood bath mess happening in all areas of the economy and real estate. There is also a stunning opportunity brewing during the next 36 months for those who see and understand it. Because our strategy is "dynamic" rather than "static", there is no need to wait on the sidelines and try to time entry. In our approach the market is always good. "Home Run" results are automatically captured as part of the business process. We don't need to rely on those.
If you've ever done "legitimate" pre-foreclosure investing you know you can make a ton of money. Finding the right types of deals and legitimate situations and cooperative distressed sellers and lenders willing to negotiate a short sale is a mixed bag of nuts (laugh). I created my own process 7 years ago. Peter and I tested it. We can hit home runs out of the park - WHEN - we find the right deals and situations. The problem is - you're lucky if you find those several times a year in any geography. Then your competing with all the scam people and the seminar junkies that just got motivated at some seminar, not to mention the high liability of dealing with distressed situations.
Everyone I know who's done those kinds of deals has amusing and stunning horror stories. I took a look at how things were done "back in the day", and I created my own legal documents and process (yes, I had them reviewed by attorneys), and solid. No lawsuits, no problems while everyone else faced a lot of headaches.
I've done the same thing with Commercial Real Estate. I've looked that existing paperwork and processes. I told Lawrence and Peter - this is a mess, we have to clean this up. We've been doing that for months creating quality paperwork, agreements and plans - literally from scratch that deploy our IQ Money Team Contexts to create the world we want to live in.
Most litigation is so unnecessary it is stunning to me what people fight over. One of the reasons why there is so much negative legal activity out there is because most legal contracts are written to "argue" successfully later. I have a different approach and method to legal paperwork. Legal professionals don't like me too much because I don't leave them any room to argue about in our agreements. The downside is any agreement we have has to meet my standards and that keeps me busy as we lay the foundational paperwork necessary for our business process.
I have to acknowledge Lawrence who's been a great editor and co-author for our paperwork. I'll brainstorm it, do a brain dump and the first revision, then he will do a revision, and then we'll do a revision together. Once we are done with that, we have our legal team review our creation for compliance. It is an exhaustive process. The good news is that for each foundational piece once it's done, it really is done and will work long term.
Peter has us setup to go to an advance Syndication seminar in Puerto Rico. (It was insanely expensive.) A lot of high net-worth people are facing some major tax situations coming up. Peter came back from last week with some knowledge that inspired me to make a strategy option change for some of our team members that will reduce the tax effect by about 20%!
We already had the formula and strategy in place (for non-tax reasons) and now we see that not only were we on track for risk reduction, but our method with a little change in context will benefit our team members tax liability in a positive way.
We've been promised that we will learn a tax strategy for high net-worth and income people that legitimately nullifies some of the new tax liabilities (and) it's been tested in IRS court rulings so it is no longer a "theory" but part of case law. I know its boring stuff. Until a strategy has been tested by an IRS court (as many wealthy people are discovering the hard way) a good theory can be very expensive if not proven and tested.
That stuff is our "management" world area. We don't want our Team Members to deal with those kinds of things which is why we have structured by design a method to isolate them from any of that.
From our perspective there is a lot of money to be made. There is no need to do exotic, and questionable strategies anyway. We don't mind paying "fair" taxes and deploying proven optimizing strategies that simply make sense. Since our approach isn't static in nature, what is important is the dynamic process being deployed.
You've probably noticed I enjoy solving problems and making things better. As a result of the insight we received last week I have to revamp and update my growing IQ Plan Analysis Spreadsheet. The challenge with a dynamic business process is that it is dynamic.
Most models are static. It's simple to say "You'll get xx return based on these assumptions", bam - PROFORMA. But the assumptions are usually blue sky and unreal. I don't like PROFORMA personally, it is a necessary though. Most people put a syndicate together around a deal, or do fund raising for a business idea. We have an anwesome acquision plan that is simple, uncomplicated and rooted in common sense. Our PROFORMA is rooted in our minimum criteria, which the current market we are able to profile better acquisitions than our PROFORMA numbers.
In our model we have two sides. The static side is a planned for return. 10% - we live in a changing environment - we can fix an end result return, what what we've made variable is a formula (thank you Lawrence) that normalizes our Team Members return to 10%, regardless of any ups/downs/interest deferrals that usually happen as part of the process. The insight we had was to put more deferred returns out after 12 months which eliminates short term capital gains. Sounds simple enough until you create the formula to track that, and then try to teach it to those who's funds are at work.
Then the 2nd side is our IQ Equity Effects (R) - this is a brilliant strategy for creating a long term compounding effect (AFTER) our team's principle funds have been exited from any acquisition. (i.e. principle funds are no longer at risk). Nobody is doing this that we are aware of because they are too greedy, either the management team is too greedy or the financial partner is too greedy. No need for that with our approach. Plenty of $$ for everyone to win and we do it rooted in a context of protecting principle.
Typical Syndicate -the financial partner(s) principle funds are at high risk. This is why Syndicates are only available to Qualified Investors. The general public isn't allowed to participate, though many ignore the laws. Everyone is happy until something goes wrong, and then you're on the hook criminally for not spending that $150 t $500k in a disclosure process that basically says your not liable for anything anyway. I.E. your money is at risk, your letting xyz company gamble with your money, and if you loose it all, sorry, we warned you in advance that could happen, don't blame us. (laugh).
The IQ Money Team approach can be used to bring together unqualified investors, but since our approach is new, there is no solid case law to stand on yet. I don't think we'd ever face an issue anyway because besides the legal risks and factors that we account for by "design", there is also the human factor that we take into account so that a lot of these weird litigation's is something we and our team simply will not deal with (by design). We are really big into building in solutions as a method of doing business, structuring and processes.
I know there are a lot of people looking at us right now. We are getting more and more inquiries. Visit our website: www.iqmoneyteam.com and introduce yourself. If you are not a qualified investor yet, introduce yourself anyway. Even if you are looking for options for an IRA - get my "Retirement Flaw" report.
I am really big into building teams. I received an inquiry yesterday from someone in NY, who has 25+ years of Commercial Real Estate Experience that is interested in hearing more about what we are doing. Peter presented (one - just one) of our core contexts to a Billionaire commercial real estate investor that got all jazzed up over our shift if approach.
When "we the people" come together to get things done - we not only have physical resources but our combined life experiences that we can draw from. People who want to turn up their lives to another level, stay in the game at a new level of personal and financial rewards have to join forces with like minded people who want to re-define what success and happiness looks like.
Money is a big part of the success and happiness equation. Our plan and approach puts a foundation in place for people to work together with a core foundation of "how" rooted in principles everyone knows but few actually design into their business plan. (Hense all the ruined businesses, friendships and relationships.) All unnecessary.
There - my inspiration has run its course for today. I'm going to turn off my computer for now and do some mindless/enjoy my family kind of activities for the rest of the day.
I just wanted to share with all of you. I can't seem to type or talk fast enough to get everything I want to get ready and available to you.
Step by step!
Namaste' & Blessings to you all!
- David
Saturday, March 7, 2009
Wednesday, March 4, 2009
Syndication
Wow, what a busy week.
Peter returned from a weekend workshop with Cherif Medawar (founder of The Institute of Commercial Real Estate) specific to Syndication as a method of raising capital for acquisitions. This is a traditional way of doing things. We wanted to learn directly from people who do that as part of their business process - for me it was more of a refresher as I've had clients work through what is called reg-d filings in the past.
We are going to be attending a private Syndication workshop next month in Puerto Rico to discuss our business plan with Cherif and his advisory team. Cherif is a billionaire in the commercial real estate world and has a patented business process that is the core of a business methodology he teaches around commercial real estate.
Peter, Lawrence and I had a meeting yesterday to review the information. We compared the Syndication process with our IQ Business Plan. Bottom line, the IQ Business Plan is superior to the Syndication process because we protect the Financial Partner's principal funds with our approach.
Syndication however is what people expect to see when they are investing in projects and plans like ours at the level we are working on. The IQ Business Plan is unfamiliar, and it requires someone to pause and think about it compared to what they are already doing. Once they do that, it's like (Wow, that's brilliant!)
I'm reworking our PowerPoint Slides and converting them into an online presentation and am recording soundbites commentary so anyone interested in what we are doing can 24x7 check us out.
Yesterday I released the PDF file for the "Does your Retirement Strategy Have a Dirty Little Secret?" report i.e. "The Retirement Strategy Flaw". I do not have the complete report ready, but the PowerPoint slides have enough information to reveal the flaw and that information really needs to get out to the general public. That report is being prepared for publication. The core information is available for free at www.iqmoneyteam.com.
I am almost over my head cold (surfaced last week - just as I was beginning to record sound bites!!!) pondering Murphy's Law vs Bijan's Law (laugh). We go with the flow on these things trusting that everything plays out for the greatest and highest good.
We have a dream to share rooted in common sense that solves a lot of peoples investing and retirement (IRA) considerations. What we have put together has to be the best business and investing approach I've ever seen.
Step by Step. A lot of people have been hurt over the last few years because of fraud, undisclosed risks, and trusted licensed advisers that really didn't take care of their clients very well. The "system" itself is flawed (in my opinion.)
U.S. Citizens are being discriminated against based on their financial status, this restricts a citizen's right to "pursue happiness", or as I would say "opportunities". I understand the intentions behind SEC regulations, but then again a Citizen has the right to give away their money, or go into a Casino, etc.
All the regulations haven't really protected people from scams, licensed and respected professionals have been running scams for decades. It's ok, we're dealing with it. It is a barrier to business. We've probably spent nearly $30,000 on Syndication stuff, and there probably is going to be another $20,000 related to legal fee's and filing fee's and stuff.
Not a lot of money for a plan such as ours, but what about small start up businesses? I think we are hurting ourselves as an economy. Prosecute folks for fraud and misrepresentation - just enforce those laws, but don't discriminate against people based on financial status.
Maybe that will be a cause I take on later in life :) (laugh)
That's all for now.
Step by Step!
- David
Peter returned from a weekend workshop with Cherif Medawar (founder of The Institute of Commercial Real Estate) specific to Syndication as a method of raising capital for acquisitions. This is a traditional way of doing things. We wanted to learn directly from people who do that as part of their business process - for me it was more of a refresher as I've had clients work through what is called reg-d filings in the past.
We are going to be attending a private Syndication workshop next month in Puerto Rico to discuss our business plan with Cherif and his advisory team. Cherif is a billionaire in the commercial real estate world and has a patented business process that is the core of a business methodology he teaches around commercial real estate.
Peter, Lawrence and I had a meeting yesterday to review the information. We compared the Syndication process with our IQ Business Plan. Bottom line, the IQ Business Plan is superior to the Syndication process because we protect the Financial Partner's principal funds with our approach.
Syndication however is what people expect to see when they are investing in projects and plans like ours at the level we are working on. The IQ Business Plan is unfamiliar, and it requires someone to pause and think about it compared to what they are already doing. Once they do that, it's like (Wow, that's brilliant!)
I'm reworking our PowerPoint Slides and converting them into an online presentation and am recording soundbites commentary so anyone interested in what we are doing can 24x7 check us out.
Yesterday I released the PDF file for the "Does your Retirement Strategy Have a Dirty Little Secret?" report i.e. "The Retirement Strategy Flaw". I do not have the complete report ready, but the PowerPoint slides have enough information to reveal the flaw and that information really needs to get out to the general public. That report is being prepared for publication. The core information is available for free at www.iqmoneyteam.com.
I am almost over my head cold (surfaced last week - just as I was beginning to record sound bites!!!) pondering Murphy's Law vs Bijan's Law (laugh). We go with the flow on these things trusting that everything plays out for the greatest and highest good.
We have a dream to share rooted in common sense that solves a lot of peoples investing and retirement (IRA) considerations. What we have put together has to be the best business and investing approach I've ever seen.
Step by Step. A lot of people have been hurt over the last few years because of fraud, undisclosed risks, and trusted licensed advisers that really didn't take care of their clients very well. The "system" itself is flawed (in my opinion.)
U.S. Citizens are being discriminated against based on their financial status, this restricts a citizen's right to "pursue happiness", or as I would say "opportunities". I understand the intentions behind SEC regulations, but then again a Citizen has the right to give away their money, or go into a Casino, etc.
All the regulations haven't really protected people from scams, licensed and respected professionals have been running scams for decades. It's ok, we're dealing with it. It is a barrier to business. We've probably spent nearly $30,000 on Syndication stuff, and there probably is going to be another $20,000 related to legal fee's and filing fee's and stuff.
Not a lot of money for a plan such as ours, but what about small start up businesses? I think we are hurting ourselves as an economy. Prosecute folks for fraud and misrepresentation - just enforce those laws, but don't discriminate against people based on financial status.
Maybe that will be a cause I take on later in life :) (laugh)
That's all for now.
Step by Step!
- David
Sunday, March 1, 2009
Sunday March 1, 2009 - Syndication(s)
What a busy end of month for www.IQMoneyTeam.com!
I'm dealing with a head cold which has interrupted my creating sound clips for our PowerPoint presentation. (laugh), so I will have to wait a few days before wrapping that up. I have a list of people waiting for that.
Peter is in CA attending a Commercial Training specific to Syndication. I had a voice-mail from him yesterday and e-mail today. He is very enthusiastic about the knowledge he is bringing back to the team. One of the things I like about being part of a team is the ability to share knowledge and resources efficiently.
We are forming our own version of Syndication for working with qualified investors. We also have a program for non-qualified investors in the works. Because of rules and regulations we recognized that we need to focus on the qualified investors starting point.
Creating our own "world" has been interesting. The rules don't necessarily apply to our contexts, but we have to honor them anyway. It is odd setting aside a greed based context and model and embracing one rooted in prosperity. It is unfamiliar ground and territory. So much of business today is rooted in adversarial perspectives.
When I look at the financial melt downs happening in every sector of business and life - the root cause of those melt downs is greed, and people being out of touch with their own values. The TV Show "Flash point" had a show last week that featured this - 3 men who lost their homes creating a situation for a corporate leader that designed the program that predatized them. It was good drama. But the underlying point is - much of what we do today - is very impersonal.
I think people are hungry to be a part of a team that is on track to accomplishing something for them and every person on a team. Teams can get things done that individuals cannot. An individual cannot effectively compete against a team. Teams just make sense.
I have some spreadsheets to work on, but this cold is tiring me physically (laugh). It is so interesting seeing what I see, knowing what I know - and yet not knowing if I can find 20 qualified investors to join together with a $5,000,000 commitment to the team. That is a $100,000,000 of capital to put to work. I seems so simple.
Every week I hear about some dude that has been scamming his clients, friends, customers for hundreds of millions of dollars, or billions of dollars. I shake my head wondering why because there are so many legitimate and powerful ways of making money with those levels of resources. The foundation again is greed.
I think there is an unreal expectation for returns out there. Home runs are kewl, but to get home runs consistently is something that is not reasonable and I think there is a lot of pressure for people at some of these higher (qualified investor) level projects to get unbelievable returns. There is a lot of money out there. 75 Trillion dollars worth actually, so it makes sense that there is a vulnerability to scams. Most of that money just sits in accounts and creating false statements demonstrating "great" results is a matter of creating an illusion.
That money really isn't being used for anything an the accounting statements are just that. The money isn't even needed for the day to day lifestyles so it goes unnoticed and unchecked for years, or even decades. It is interesting that even multi-billion dollar illusions and schemes can operate as they do.
It is also odd that suddenly when the scheme is uncovered - that it comes to an end. The truth of a lot of these things is it nothing more than shuffling of money around. It makes me wonder what could of been done - if everyone had realistic non-greed based expectations and intentions. Those same amounts of money would of been powerfully put to work. Everyone at those levels would still be wealthy, and those managing the assets would be wealthy too.
It just doesn't make any sense to me - other than people getting caught up in greed. Our planet and humanity is so wealthy and prosperous today we can solve any problem - if we wanted to. We have the knowledge, human, and physical resources. Why anyone today dies of starvation, or diseases we have cures for is a testimony to "greed" and how impersonal our world can be.
When I think of our IQ Team Members - I am thinking of people who have accomplished something in their lives. It may be one of those "once in a life time" considerations. The people I have met throughout my life who have accumulated a million dollars or more of net worth, often are not sure if they could do it again. Some where in the right place at right time. Some won the lottery (laugh).
With that blessing seems to come great fear of losing that blessing. Fear based decisions almost always lead to the very losses that the fear is warning of happening. It is interesting reviewing the statistics of lottery winners.
I see a different model - those with resources coming together as a team to put those resources to work. In our plan, those resources are deployed and put to work actively in passive commercial real estate investments. We get the best of several business and investing worlds by design. I believe our approach is the safest investment option available, while still creating a compounding opportunity which creates and perpetuates wealth.
I seem to be able to teach these concepts in person. The Power Point is coming together. The financial world has really dummied down people's expectations. Nobody wants low returns, and everyone is seeking the holy grail of investing wanting 100's of % returns, or 1,000's of % returns. The people who need those levels of return are the little guys, and even then all they really need is a solid plan that has a compounding element in it.
The problem with gambling is we always hear about the "wins", but people quietly eat their losses which creates a false truth about what is really happening "in the markets".
All investing has risks, but not all investing is gambling. Or perhaps better stated - not all "gambles" are created equal.
When we learned about Commercial Real Estate - and I started running the numbers, looking at deals, profiling geographic regions for growth - I was beside myself with enthusiasm. I still am. There are risks in Commercial Real Estate, gambles can be made with a high degree of certainty in the end result - BUT there are also acquisitions that are no-brainers and they are not hard to find, add $20,000,000 or more in acquisition resources - you can begin a compounding program that regionally diversifies which diversifies risk.
Add a smart approach - that puts the team in control always in an advantages position - now instead of "being played", the team is creating the rules - i.e. "it's world". It is a different game all together.
I just need to find 20 solid qualified investors who want solid safe returns, who want better than a Bank CD's return and will take the time to understand our approach. We guarantee a 10% return with a formula that we can adopt to a changing market, that guarantee (our attorney doesn't like me to use the word guarantee - but I always disclose what backs that, the truth is, there are not guarantees - if you see that word anywhere - you have to ask "What does that mean? What backs that?"
In our world - we back principle funds by positive cash flowing commercial real estate. I can't think of anything better to "back" or "guarantee" principle funds. Park your money in Gold or Silver and you're equity is out of control - there is nothing you can do. Commercial Real Estate, is an asset that "does" something, and what it does creates cash flows and those cash flows are created by businesses that (do something), and those businesses and markets can be expanded, and investigated in advance.
People just are not "thinking" right in my opinion. They are not asking the right questions. Our 10% ROI guarantee is backed by the cash flows of the commercial real estate. People are so mentally conditioned to expect they put their money into something and hope for the best, or they get little to nothing while still risking things.
FDIC is funny to me. We researched and found that in our local area there are over 5,000 people that have over $500,000 in bank cds!
Talk about risk - half of that money is not insured by the FDIC, I suspect few have read that "Insurance Policy" that can change at any time by a vote. They voted to increase it to $250,000 through the end of this year. Yea, what backs that insurance? Nothing you or I fully understand. Undisclosed risks are everywhere.
Just ask me about WAMU - a publicly traded company, the day before the Government stepped in and privately sold it to another company I bought some stocks and options in WAMU.
Wiped out. Valueless. Fair? no. Legal (questionable, some little known clause from after the stock market crash that inspired the great depression.) - we don't know what we don't know and we are totally out of control in the various financial casinos.
I don't want those casinos to end. I don't want everyone to know what I know, or see what I see. I believe there needs to be a new change in financial and corporate leadership. Someone has to set a better example of how to get things done and what is possible.
Our plan has that core foundation. I want to teach what I see and know. I want to inspire teams of people to come together and do great things. It takes wealth,affluence and influence to make major changes in our world today. I and my management team are looking for 20 people with at least $5,000,000 (5 million dollars), because we are a team we can work with 100 people with a million dollars each, or 10 people with 10 million dollars, that is what is so kewl about teams - we can work through limitations simply, directly and easily.
My personal goal (not guaranteed, but I don't see any reason why it cannot be done with our business model) is to have $500,000,000 of assets in play, and our "IQ Money Team" will own 25% of that as a team, and have their $100,000,000 liquid after 5 years, and/or we continue our compounding acquisition plan together. It is such a no-brainer, common sense approach it does inspire lack of sleep until you get to peace knowing "wow - that will work".
If you are a qualified investor, take the time to check out what we are doing. We really have created a truly "peace of mind" strategy for putting money to work passively, a real arm chair approach doing a business and acquisition process you can be proud to be a part of.
Some processes out there (foreclosures for example), it is hard to be proud of taking advantage of the losses of others. The argument there is "someone is going to. The banks need to grow up and re-negotiate their predatory loans and care about their customers. We should never of gotten rid of our "usury" laws which protected people from complex financial manipulations that we are seeing has brought our entire country to its financial knees.
The banks are being bailed out - yet, all they need to do - is "work it out" and "work together", but they don't know how to do that, yet they are in a position of power to do just that. It is very odd watching it. I've done foreclosure & pre-foreclosure work. I helped a lot of people keep their homes as I would only work with people in a no-win situation. There just are better ways of making money today that I want to be involved in.
There is a huge threat to retirement plans rooted in a "flawed" strategy. Our plan fixes that, and I have a 4 slide power point that reveals it. I have about 4 more minutes of audio to record for that presentation.
All this chaos has created a powerful opportunity. The IQ Money team is here to capitalize on that opportunity - but not as a predator - we are here to be leaders and our team - some of them I am certain will want to "get in the game" and we will train and work with them. Our world needs new leadership.
That is all I have for now.
Namaste' - a new adventure awaits today and this week!
- David
I'm dealing with a head cold which has interrupted my creating sound clips for our PowerPoint presentation. (laugh), so I will have to wait a few days before wrapping that up. I have a list of people waiting for that.
Peter is in CA attending a Commercial Training specific to Syndication. I had a voice-mail from him yesterday and e-mail today. He is very enthusiastic about the knowledge he is bringing back to the team. One of the things I like about being part of a team is the ability to share knowledge and resources efficiently.
We are forming our own version of Syndication for working with qualified investors. We also have a program for non-qualified investors in the works. Because of rules and regulations we recognized that we need to focus on the qualified investors starting point.
Creating our own "world" has been interesting. The rules don't necessarily apply to our contexts, but we have to honor them anyway. It is odd setting aside a greed based context and model and embracing one rooted in prosperity. It is unfamiliar ground and territory. So much of business today is rooted in adversarial perspectives.
When I look at the financial melt downs happening in every sector of business and life - the root cause of those melt downs is greed, and people being out of touch with their own values. The TV Show "Flash point" had a show last week that featured this - 3 men who lost their homes creating a situation for a corporate leader that designed the program that predatized them. It was good drama. But the underlying point is - much of what we do today - is very impersonal.
I think people are hungry to be a part of a team that is on track to accomplishing something for them and every person on a team. Teams can get things done that individuals cannot. An individual cannot effectively compete against a team. Teams just make sense.
I have some spreadsheets to work on, but this cold is tiring me physically (laugh). It is so interesting seeing what I see, knowing what I know - and yet not knowing if I can find 20 qualified investors to join together with a $5,000,000 commitment to the team. That is a $100,000,000 of capital to put to work. I seems so simple.
Every week I hear about some dude that has been scamming his clients, friends, customers for hundreds of millions of dollars, or billions of dollars. I shake my head wondering why because there are so many legitimate and powerful ways of making money with those levels of resources. The foundation again is greed.
I think there is an unreal expectation for returns out there. Home runs are kewl, but to get home runs consistently is something that is not reasonable and I think there is a lot of pressure for people at some of these higher (qualified investor) level projects to get unbelievable returns. There is a lot of money out there. 75 Trillion dollars worth actually, so it makes sense that there is a vulnerability to scams. Most of that money just sits in accounts and creating false statements demonstrating "great" results is a matter of creating an illusion.
That money really isn't being used for anything an the accounting statements are just that. The money isn't even needed for the day to day lifestyles so it goes unnoticed and unchecked for years, or even decades. It is interesting that even multi-billion dollar illusions and schemes can operate as they do.
It is also odd that suddenly when the scheme is uncovered - that it comes to an end. The truth of a lot of these things is it nothing more than shuffling of money around. It makes me wonder what could of been done - if everyone had realistic non-greed based expectations and intentions. Those same amounts of money would of been powerfully put to work. Everyone at those levels would still be wealthy, and those managing the assets would be wealthy too.
It just doesn't make any sense to me - other than people getting caught up in greed. Our planet and humanity is so wealthy and prosperous today we can solve any problem - if we wanted to. We have the knowledge, human, and physical resources. Why anyone today dies of starvation, or diseases we have cures for is a testimony to "greed" and how impersonal our world can be.
When I think of our IQ Team Members - I am thinking of people who have accomplished something in their lives. It may be one of those "once in a life time" considerations. The people I have met throughout my life who have accumulated a million dollars or more of net worth, often are not sure if they could do it again. Some where in the right place at right time. Some won the lottery (laugh).
With that blessing seems to come great fear of losing that blessing. Fear based decisions almost always lead to the very losses that the fear is warning of happening. It is interesting reviewing the statistics of lottery winners.
I see a different model - those with resources coming together as a team to put those resources to work. In our plan, those resources are deployed and put to work actively in passive commercial real estate investments. We get the best of several business and investing worlds by design. I believe our approach is the safest investment option available, while still creating a compounding opportunity which creates and perpetuates wealth.
I seem to be able to teach these concepts in person. The Power Point is coming together. The financial world has really dummied down people's expectations. Nobody wants low returns, and everyone is seeking the holy grail of investing wanting 100's of % returns, or 1,000's of % returns. The people who need those levels of return are the little guys, and even then all they really need is a solid plan that has a compounding element in it.
The problem with gambling is we always hear about the "wins", but people quietly eat their losses which creates a false truth about what is really happening "in the markets".
All investing has risks, but not all investing is gambling. Or perhaps better stated - not all "gambles" are created equal.
When we learned about Commercial Real Estate - and I started running the numbers, looking at deals, profiling geographic regions for growth - I was beside myself with enthusiasm. I still am. There are risks in Commercial Real Estate, gambles can be made with a high degree of certainty in the end result - BUT there are also acquisitions that are no-brainers and they are not hard to find, add $20,000,000 or more in acquisition resources - you can begin a compounding program that regionally diversifies which diversifies risk.
Add a smart approach - that puts the team in control always in an advantages position - now instead of "being played", the team is creating the rules - i.e. "it's world". It is a different game all together.
I just need to find 20 solid qualified investors who want solid safe returns, who want better than a Bank CD's return and will take the time to understand our approach. We guarantee a 10% return with a formula that we can adopt to a changing market, that guarantee (our attorney doesn't like me to use the word guarantee - but I always disclose what backs that, the truth is, there are not guarantees - if you see that word anywhere - you have to ask "What does that mean? What backs that?"
In our world - we back principle funds by positive cash flowing commercial real estate. I can't think of anything better to "back" or "guarantee" principle funds. Park your money in Gold or Silver and you're equity is out of control - there is nothing you can do. Commercial Real Estate, is an asset that "does" something, and what it does creates cash flows and those cash flows are created by businesses that (do something), and those businesses and markets can be expanded, and investigated in advance.
People just are not "thinking" right in my opinion. They are not asking the right questions. Our 10% ROI guarantee is backed by the cash flows of the commercial real estate. People are so mentally conditioned to expect they put their money into something and hope for the best, or they get little to nothing while still risking things.
FDIC is funny to me. We researched and found that in our local area there are over 5,000 people that have over $500,000 in bank cds!
Talk about risk - half of that money is not insured by the FDIC, I suspect few have read that "Insurance Policy" that can change at any time by a vote. They voted to increase it to $250,000 through the end of this year. Yea, what backs that insurance? Nothing you or I fully understand. Undisclosed risks are everywhere.
Just ask me about WAMU - a publicly traded company, the day before the Government stepped in and privately sold it to another company I bought some stocks and options in WAMU.
Wiped out. Valueless. Fair? no. Legal (questionable, some little known clause from after the stock market crash that inspired the great depression.) - we don't know what we don't know and we are totally out of control in the various financial casinos.
I don't want those casinos to end. I don't want everyone to know what I know, or see what I see. I believe there needs to be a new change in financial and corporate leadership. Someone has to set a better example of how to get things done and what is possible.
Our plan has that core foundation. I want to teach what I see and know. I want to inspire teams of people to come together and do great things. It takes wealth,affluence and influence to make major changes in our world today. I and my management team are looking for 20 people with at least $5,000,000 (5 million dollars), because we are a team we can work with 100 people with a million dollars each, or 10 people with 10 million dollars, that is what is so kewl about teams - we can work through limitations simply, directly and easily.
My personal goal (not guaranteed, but I don't see any reason why it cannot be done with our business model) is to have $500,000,000 of assets in play, and our "IQ Money Team" will own 25% of that as a team, and have their $100,000,000 liquid after 5 years, and/or we continue our compounding acquisition plan together. It is such a no-brainer, common sense approach it does inspire lack of sleep until you get to peace knowing "wow - that will work".
If you are a qualified investor, take the time to check out what we are doing. We really have created a truly "peace of mind" strategy for putting money to work passively, a real arm chair approach doing a business and acquisition process you can be proud to be a part of.
Some processes out there (foreclosures for example), it is hard to be proud of taking advantage of the losses of others. The argument there is "someone is going to. The banks need to grow up and re-negotiate their predatory loans and care about their customers. We should never of gotten rid of our "usury" laws which protected people from complex financial manipulations that we are seeing has brought our entire country to its financial knees.
The banks are being bailed out - yet, all they need to do - is "work it out" and "work together", but they don't know how to do that, yet they are in a position of power to do just that. It is very odd watching it. I've done foreclosure & pre-foreclosure work. I helped a lot of people keep their homes as I would only work with people in a no-win situation. There just are better ways of making money today that I want to be involved in.
There is a huge threat to retirement plans rooted in a "flawed" strategy. Our plan fixes that, and I have a 4 slide power point that reveals it. I have about 4 more minutes of audio to record for that presentation.
All this chaos has created a powerful opportunity. The IQ Money team is here to capitalize on that opportunity - but not as a predator - we are here to be leaders and our team - some of them I am certain will want to "get in the game" and we will train and work with them. Our world needs new leadership.
That is all I have for now.
Namaste' - a new adventure awaits today and this week!
- David
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